Home shoppers can expect to spend $40,000 on average in one-time fees on the typical U.S. home, according to a new analysis from RealEstate.com, a Zillow® Group brand, and Thumbtack.

RealEstate.com and Thumbtack partnered to help homebuyers understand how much it costs to not only buy a house, but also to tackle those projects that make the house their home.

The down payment is the largest single cost that buyers will face during the purchase process. The typical first-time buyer puts down 15% as a down payment, according to the Zillow Group Report on Consumer Housing Trends 2018. That would be $32,700 for the typical U.S. home, worth $218,000 in July.

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