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personal loan?

Simply put, it is an unsecured loan that a bank or non-banking financial company (NBFC) person takes to meet their personal needs. It is awarded based on key criteria such as income level, loan and employment history, repayment capacity, etc.Unlike a home or a car loan, a personal loan is not secured against any property. As it is unsecured and the borrower does not hold the kind of collateral for gold, the lender cannot auction anything for your own, in case of default. The interest rates on personal loans are higher than those on home, car or gold loans because there is more risk when approving them. Loan sanctioning officer decision is based on the specified by the bank.The entire process can take 48 hours and about two weeks. Once all the necessary documents are submitted and the verification process is completed, the loan, if approved, is disbursed by the bank within seven working days.
To avoid delays in loan processing and disbursement, keep all necessary documents ready with the PDC and / or signed ECS form.

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Insurance

What Is Insurance?

Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients' risks to make payments more affordable for the insured.

Insurance policies are used to hedge against the risk of financial losses, both big and small, that may result from damage to the insured or her property, or from liability for damage or injury caused to a third party.

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