Are you passing up great business opportunities for lack of capital? Are you afraid of debt, intimidated by bankers, or too proud to borrow money? It's time to demystify debt and learn to access the capital you need!

Debt can help you finance your growth:

• Buy the raw materials to fill the biggest order you've ever received
• Acquire the machinery to double production and enter new markets
• Provide start-up capital for a new business line
• Finance the acquisition of another business… and other business needs.

Properly deployed, debt can help you reach your financial goals faster.

You will learn:

• What is the "right" amount of debt?
• How do lenders decide your business is credit-worthy?
• Are all banks the same?
• When is the best time to apply for credit?

Join our panel of lenders who will help to demystify debt and the loan application process.

• Storm Bridgewater, Commercial Banking Officer at HawaiiUSA Federal Credit Union
• Aaron Ellis, Director of Programs Lending, Feed the Hunger Fund
• Jeff Hillebrant, Vice President, SBA Commercial Lending, Live Oak Bank
• Doug Okamura, Assistant Vice President & Business Banking Officer, First Hawaiian Bank

Moderator:

• Mariko Gordon, CFA YWCA O`ahu Accelerator instructor and principal of Jizo/Manjusri LLC