4 ways a broker can make finance a breeze

Whether you’re looking to get your first mortgage, refinance your existing mortgage, or update the equipment in your business, obtaining finance doesn’t exactly have a reputation of being easy. Thankfully, engaging a broker can take a lot of the hassle out of the process, while you get on with what you’d rather be doing. Here are a few ways a broker makes getting finance a breeze… Read More...

Last Chance to Increase your UK State Pension at lower Class 2 Rates

5 April 2019 – seems like a fairly unimportant date to most, but if you’ve eligible to purchase UK National Insurance Credits at the Class 2 rate, it’s D-Day. On the 5^th (which will come around sooner than you may think), Class 2 rates will be abolished by the UK government and you’ll be stuck paying credits at the higher Class 3 rate. If you think you may be eligible, read more...

Working From Home - What can you Deduct?

As the workforce increasingly favours flexibility and good work-life balance, companies throughout Australia (and indeed the world) offer their employees the chance to work from home; while others set up their own business to take greater control over their working lives. With this flexibility in working from home, there are certain things that you can deduct to reduce your taxable income, as well as a few things that you can’t. Read more...

Why is Branding Important for your Small Business?

For many people, branding is something that’s associated with big, multi-national businesses like Coca-Cola, Microsoft, Apple and Ford, to name a few. While small business owners may not see the value in establishing and maintaining a brand, it could prove to be an important investment that fosters awareness of your business, drives sales and sets you apart from your competitors. Read more...

Owning a Commercial Property with your SMSF

Ever thought about investing in property using your super? Transferring commercial property into superannuation is commonplace – and has been for many years – and the benefits of owning property in superannuation can be significant. Read more...

Private Companies and Discretionary Trusts – How can these Affect your Retirement?

Discretionary trusts and private companies are used extensively by small and medium sized business owners and families, and have been proven to provide tax effective strategies during business and working lives. However, there are implications in retirement around means testing, including for pensions and fees for aged care. Read more...

Mortgage Brokers – Keeping Competition Alive

Have you ever gone straight to one of the Big 4 for finance and realised later down the track that you could have secured a better deal elsewhere? It’s a common narrative, and something that brokers can help people avoid. Brokers help people get the best deal for their clients; put downward pressure on interest rates; and maintain competition in the finance sector.  Read more...