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MARCH 2022

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Using Your Credit Card Responsibly

You've likely heard horror stories on all the reasons why you shouldn't use a credit card. However, if you use a credit card responsibly it can help you boost your credit score and open the door to lower interest rates and more favorable terms on larger purchases in your future. We're sharing how.

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Tips to Become a Smarter Car Buyer

Buying a new car is a big decision and the last thing you want is to have buyer's remorse after such a large purchase. To make sure you choose the right car for you with the right terms, we're sharing a few tips so you can avoid some common car-buying mistakes.

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Digital Payments — Stop the Drain

Is your spending on autopilot? Maybe you don't even realize it, but if you have an accident or need your car repaired and are surprised to find that you don't have the balance you need to pay the bill, it may be time to start looking at your budget. What expenses are coming out of your account that you may not need or have forgotten about? Here's some steps you can take to help get your finances back on track.

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Protect Yourself from Phone Scams and Vishing

People lose a lot of money on phone scams — sometimes their life savings. Scammers have figured out countless ways to cheat you out of your money and personal information. With phone scams on the rise, it's important to stay informed and take the right steps to avoid falling victim to fraud. Here's how.

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Financial Planning is Tax Planning

Tax planning may sound like it's only for the super wealthy, but it's not — it's for anyone who wants to minimize their owed taxes and keep more of their hard-earned money. Tax planning is an essential part of a good financial plan for anyone who wants to be smart with their money, no matter the size of their paycheck. We're sharing three ways you can reduce your taxes with a little financial planning.

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The Annual Meeting Has Been Rescheduled.

It was announced in the January newsletter that the Annual Meeting would be held on Thursday, March 3, 2022. Due to scheduling conflicts, the date for the Annual Meeting has been rescheduled for Thursday, March 10, at 5:30 p.m. in the Garden St. Branch lobby located at 251 W. Garden St. Bldg. 1.



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Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act. NMLS# 405711. APR = Annual Percentage Rate. APY = Annual Percentage Yield. All offers subject to credit approval.

Notice: "Current Living" is an official publication of Members First Credit Union of Florida, and it serves as an official notice to the Credit Union membership of matters contained within.

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Holiday Hours

All offices will be closed on the following dates:

Monday, May 30 — Memorial Day
Monday, June 20 — Juneteenth
Monday, July 4 — Independence Day
Monday, September 5 — Labor Day
Monday, October 10 — Columbus Day

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