DECEMBER 2022
10 Tips to Help You Manage Your Ho-Ho-Holiday Spending
Thanksgiving has passed and the holiday season is in full swing. Between shopping for food, gifts, or planning a trip to visit your loved ones, holiday anxiety may be starting to dampen your festive spirit. If you're worrying about having enough money for your holiday plans, we're here to help. Check out ten tips to help you manage your holiday spending.
What to Shred and When to Shred It
With a growing number of Americans being impacted by identity theft each year, it's important to take steps to help you protect your personal information. As part of the ongoing effort to help our members protect their personal and financial information, we're sharing what documents you should always keep in a secure location and documents you should always shred with a cross-cut shredder and dispose of securely.
Come Shred With Us During Our Shred Day For Members
Your personal and financial safety is important to us. That's why we're offering our members the perfect opportunity to clear out the clutter and clean house in a safe and secure way. On Monday, December 5, 2022, we're partnering with ARC Gateway to provide our members with secure document shredding and disposal services. Stop by our Garden Street branch with your bags or boxes of documents for shred from 9:30 a.m. to 12:30 p.m.
Is An Adjustable-Rate Mortgage (ARM) Right For You?
If you're purchasing a new home or wanting to refinance your current home to lower your payment and improve your cash-flow, consolidate high-interest debt, and/or eliminate mortgage insurance, you may be wondering if an ARM is right for you? To help you make the best decision for your financial needs, we're sharing the ins and outs of adjustable-rate mortgages.
We'll be collecting non-perishable food items and monetary donations for Manna at all of our branch locations from now through December to provide the healthiest food possible to our neighbors in need during the holidays.
Reminder: Donated gifts for angels adopted at one of our Members First branch locations, should be brought to the Credit Union by Friday, December 2, 2022. Donated gifts must be unwrapped and placed in a bag with the top portion of the angel attached.
Christmas on the Coast Ornaments are available for sale at all Members First branch locations for $15. All proceeds benefit Goodwill Gulf Coast and their mission to serve the community.
Special Hours Notice
All Members First Credit Union of Florida branch locations will open at 9:30 a.m. on Tuesday, December 13, 2022, due to an Employee Appreciation event.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act. NMLS# 405711. APR = Annual Percentage Rate. APY = Annual Percentage Yield. All offers subject to credit approval.
Notice: "Current Living" is an official publication of Members First Credit Union of Florida, and it serves as an official notice to the Credit Union membership of matters contained within.
Holiday Hours
All offices open at 9:30 a.m. on the following date:
Tuesday, December 13 — Employee Appreciation Event
All offices will be closed on the following dates:
Saturday, December 24 — Christmas Eve Day
Monday, December 26 — Christmas Holiday
Saturday, December 31 — New Year's Eve
Monday, January 2 — New Year Holiday
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