JUNE 2022
Preventing Elder Fraud and Financial Abuse or Exploitation
What causes elder abuse to happen, how can you identify and prevent financial exploitation, and what actions should you take if you or a loved one are a victim of fraud? We're sharing what you need to know.
Understanding Mortgage Rates and What You Need to Know When Purchasing or Refinancing Your Home
Whether you're buying a home or refinancing your current mortgage, it's a good idea to understand what affects mortgage rates so you can make the best decision for you. We're sharing facts along with tips on when to refinance and what assets homebuyers should have when purchasing a home.
Preparing Your Finances for Hurricane Season
Living in the Florida panhandle, hurricanes are a yearly threat. Experienced residents know it's a smart idea to prepare for the coming hurricane season well in advance. But stocking up on water and non-perishable food items aren't the only things you need to do to prepare for a potential crisis. Making financial preparations early on can save you from long lines and the last-minute rush and allow you to focus on what matters most when the storm hits — you and your loved ones.
Preparing Your Child to Manage College Expenses
Your child's choice to continue their education in pursuit of higher learning and a future career is exciting, but it's also a tough and important decision that can impact their financial future. From textbooks and tuition to housing, the rising price of college raises financial concerns for both parents and students. What can you do to help your child have a healthy financial start towards their adult life? We're sharing how you can help your child prepare to manage college expenses.
The 3-6-9 Rules: Guidelines for Emergency Savings
An emergency savings is a crucial part of your personal finances. No matter your greater financial goals — eliminating debt, improving your credit score, saving for college, saving for retirement — building an emergency savings fund is the first step to a financial healthier, wealthier you. So how big does your financial life preserver need to be? We're sharing guidelines to help you find a savings plan that fits your needs.
How is Your Financial Health?
Assessing your financial health can help you determine whether you're on track to meet your goals (saving for college or retirement, buying a house or car, and more) and identify pitfalls, allowing you to reorganize your finances to meet your needs now and in the future. Do you know if you're on track to meet your goals? We're sharing what you can do to improve your financial well-being.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act. NMLS# 405711. APR = Annual Percentage Rate. APY = Annual Percentage Yield. All offers subject to credit approval.
Notice: "Current Living" is an official publication of Members First Credit Union of Florida, and it serves as an official notice to the Credit Union membership of matters contained within.
Holiday Hours
All offices will be closed on the following dates:
Monday, June 20 — Juneteenth
Monday, July 4 — Independence Day
Monday, September 5 — Labor Day
Monday, October 10 — Columbus Day
Friday, November 11 — Veterans' Day
Thursday, November 24 — Thanksgiving Day
Friday, November 25 — Day After Thanksgiving