ACES PROTECT®
Automated Regulatory Compliance Testing

Reduce Audit Time and Improve Oversight with Compliance Testing Within ACES

ACES PROTECT provides a complete suite of compliance tests, allowing users to select and pay for the tests they need. The direct integration with our ACES Quality Management and Control platform allows a seamless completion of necessary quality control steps, increasing efficiencies and saving time to assure calculated and disclosed amounts are accurate, confirming LOS calculations with a trusted third-party validation.

Seamless Experience

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Choose

A loan within ACES to review

Launch

ACES Protect from the ACES loan review

Test

Closing Disclosure, HCM/HPML, TRID and many more

Auto Answer

Can trigger exceptions within ACES

Report

On detailed results and export to PDF

Continue

With your loan review without leaving ACES

The Future of Compliance Testing

Watch this 2-minute video to learn more

 

Increase Productivity While Saving Time

ACES users can quickly and easily run compliance tests without leaving the system and automate tasks and exceptions for any alerts, significantly increasing audit productivity.

Only Pay For The Compliance Tests You Need

Quickly run targeted checks against compliance requirements – simply identify which tests you need, input your data, and only pay for those selections. Run checks multiple times within 90 days.

Trusted Independent Verification

Get comprehensive checks performed by your trusted independent QC platform with detailed loan-level reporting that provides a clear view of the loan's compliance status.

Fully Transparent And Configurable

ACES prides itself in transparency which is why we ensure full visibility into the systems and its calculations, as well as the most granular configurability of any available solution.

Easily Access A Suite Of Compliance Checks Within ACES

Verification of Closing Disclosure Loan Calculations

  • APR
  • TOP
  • Finance Charge
  • Amount Financed

HCM & HPML Testing

  • Federal (Sections 32 & 35) & State/Local HCM & HPML
    • Rate Spread Testing
    • Points and Fee Testing

Critical Compliance Tests

  • TRID Fee Tolerance
  • Qualified Mortgage (QM)
  • Timing & Delivery
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Flexible Audit Technology
“ACES PROTECT replaced our manual process with a fully automated compliance testing tool, increasing efficiency, accuracy and confidence in our reporting.”

Director Sourcing and Procurement Managed Services

Start Saving on Compliance Tests
Within ACES