4.4
516K reviews
10M+
Downloads
Content rating
Rated for 3+
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About this app

OPay is a popular and leading financial service company in Nigeria with tens of millions of users who trust, rely on, and use the platform. With mission to make financial services more inclusive through technology, OPay is dedicated to providing secure, easy to use & affordable financial services with super fast user experience, amazing incentive package on transfer/airtime & data top-up, innovative product to use as balance with amazing daily interest, reliable debit card with no charge and best resolution experience etc. With OPay account, you can have full control of your finances, payments & transactions with ease, all on one platform! Yes, OPay is your one-stop payment services platform and more.
What you’ll enjoy:
- Instant account opening and welcome bonus
- Instant transfer
- Airtime/Data Top-up with Cashback
- Owealth to use as balance and with amazing daily interest
- The most convenient and reliable debit card
- Quick customer service (Accessible via online and physical channels)
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Other benefits of OPay
- An all-in-one app for bill payments, airtime, data, betting, electricity, TV and other services.
- The OPay debit card:
-a). Convenient——Apply via in-app or get instantly at a nearby OPay agent
-b). Free——Zero fee (ATM withdrawals&maintenance)
-c). Accepted Everywhere——Accepted at any POS, ATM&online channel
- Grow your money and save with OPay (Powered by BlueRidge Microfinance Bank):
- OWealth: With OWealth, you can get amazing daily interest on your funds while having full access and control of the money. Make transactions at any time without affecting your interest!
- Spend & Save: Helps you create healthy savings habits as you can save a percentage of money spent or transferred and get daily returns on your savings.
- Fixed Saving: Helps you achieve specific goals or projects with ease as you can save for as short as 7 days and get amazing interest.
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OPay is safe and secure
- Licensed by CBN, insured by NDIC, and trusted by tens of millions of users
- All transactions are encrypted, secured, and reliable
- Use private mode to hide your account balance
- You can easily block your account or card via the USSD short code, *955*131# or *955*132#

Contact us
We have a dedicated support team available 24/7 for all your questions and complaints.
Helplines: 0700 8888328 or 020 18888 328
Website: www.opayweb.com
Whatsapp: +234 9165998936
Facebook: @Nigeria.Opay
Twitter: @OPay_NG
Instagram: @opay.ng
TikTok: @opaynigeria
YouTube: @opaynigeria
LinkedIn: OPay
Updated on
Apr 18, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 3 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
513K reviews
Prince Paul
April 25, 2024
When I joined Opay about a year ago or thereabout, their app was super fast. To me, that was their main selling point as the opposite was the case with my experience with other conventional banks. But today, all that has changed drastically. Opay app is now the slowest banking app. It takes forever to load whenever I try to access it, and it gets worse with the updated versions. You guys really need to sit up.
96 people found this review helpful
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OPay Digital Services Limited
April 25, 2024
Hi, Prince. We apologize for the inconveniences. We would like to engage you further on your complaint to ensure prompt resolution. Please Chat us via the APP, FB, IG, and X. Our representative will respond to your call immediately to collect information required to review the complaint and communicate feedback to you within 24hours. Regards. A.O
Akingbade Mayowa
April 2, 2024
I love the app very much but I have some complaints. First, the data purchase is high apart from very few ones that always get sold out on time. Secondly, I often receive system upgrade notification when I'm trying to buy airtime and I don't understand why. Thirdly, is it possible to work the system in a way that allows it collect money for saving once enough money enters the account even if it took days to do that?8
5,685 people found this review helpful
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OPay Digital Services Limited
April 2, 2024
Hi Akingbade! We apologize for any inconvenience you may have experienced while using our app. We would love to review your concerns further. Kindly chat us via the APP, FB@OPay, IG@opay.ng or X @OPay_NG for further engagement on your review. Rest assured that your concerns will be given the right attention and resolved promptly. Thank you. U.R
jason ikuenobe
April 8, 2024
Never once given me a problem. They are very competent in this company. One thing you should fix though is the exclusive data and airtime plans that show at 8:30. It usually doesn't update fast enough to show that everything has been bought. I've tried several times only a few seconds late to buy while it is showing available and I get nothing.
3,004 people found this review helpful
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OPay Digital Services Limited
April 9, 2024
Hi jason! Thank you for letting us and the community know about your fantastic experience with us! We hope to see you again soon. Thank you. U.S