1 | Tabla de amortización real de un crédito por adquisición de vehículo | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2 | Tasas de interes inicial | Datos generales | ||||||||||||
3 | Tasa de interés nominal: | 18.95% | Anual | FECHA CONCESIÓN CRÉDITO: | 05/04/2017 | |||||||||
4 | Tasa de interés moratorio: | 48% | Anual | CUOTA DE PAGO ORIGINAL: | ||||||||||
5 | CUOTA DE PAGO MENSUAL: | $346.27 | Cuota renegociada por pandemia | |||||||||||
6 | Nuevas tasas de Interés(&) | DIA DE PAGO: | 5 | de c/mes | ||||||||||
7 | Tasa de interés nominal: | 19.30% | Anual | SALDO INICIAL FINANCIADO: | $13,225.85 | |||||||||
8 | Tasa de interés moratorio: | 48% | Anual | |||||||||||
9 | (&) vigentes desde: Nov2022 | |||||||||||||
10 | ||||||||||||||
11 | Fecha | Fecha | Cargos | Interés | Interés | Pago a | Saldo de | |||||||
12 | Movimiento | Aplicación | Recibo | Descripción | Pago | extras* | Financ. | Moratorio | IVA | Capital | Capital | |||
13 | 05/04/17 | 01/05/17 | 0 | SALDO INICIAL | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13,225.85 | |||
14 | 1 | 04/05/17 | 04/05/17 | 11001958 | PAGOS | A | CRÉDITOS | $420.00 | $102.14 | $199.22 | $0.00 | $28.95 | $89.69 | $13,136.16 |
15 | 2 | 06/06/17 | 05/06/17 | 11005240 | PAGOS | A | CRÉDITOS | $420.00 | $102.14 | $218.24 | $0.00 | $31.42 | $68.20 | $13,067.96 |
16 | 3 | 05/07/17 | 05/07/17 | 11008213 | PAGOS | A | CRÉDITOS | $410.25 | $102.14 | $203.54 | $0.00 | $29.51 | $75.06 | $12,992.90 |
17 | 4 | 08/08/17 | 07/08/17 | 11011567 | PAGOS | A | CRÉDITOS | $410.00 | $102.14 | $209.12 | $0.00 | $30.23 | $68.51 | $12,924.39 |
18 | 5 | 06/09/17 | 06/09/17 | 11014755 | PAGOS | A | CRÉDITOS | $425.00 | $102.14 | $214.80 | $0.10 | $30.98 | $76.98 | $12,847.41 |
19 | 6 | 20/10/17 | 20/10/17 | 11019237 | PAGOS | A | CRÉDITOS | $440.00 | $102.14 | $233.30 | $1.37 | $33.57 | $69.62 | $12,777.79 |
20 | 7 | 01/11/17 | 01/11/17 | 11020596 | PAGOS | A | CRÉDITOS | $411.00 | $102.14 | $139.79 | $0.00 | $21.22 | $147.85 | $12,629.94 |
21 | 8 | 21/12/17 | 21/12/17 | 11026001 | PAGOS | A | CRÉDITOS | $410.00 | $102.14 | $222.95 | $1.74 | $32.26 | $50.91 | $12,579.03 |
22 | 9 | 05/01/18 | 05/01/18 | 11027601 | PAGOS | A | CRÉDITOS | $445.00 | $102.14 | $202.88 | $0.63 | $29.50 | $109.85 | $12,469.18 |
23 | 10 | 22/02/18 | 22/02/18 | 11032726 | PAGOS | A | CRÉDITOS | $430.00 | $119.91 | $200.68 | $1.75 | $29.37 | $78.29 | $12,390.89 |
24 | 11 | 23/03/18 | 23/03/18 | 11036050 | PAGOS | A | CRÉDITOS | $430.00 | $119.72 | $180.81 | $2.37 | $26.87 | $100.23 | $12,290.66 |
25 | 12 | 08/05/18 | 08/05/18 | 11041411 | PAGOS | A | CRÉDITOS | $840.00 | $168.93 | $409.33 | $3.80 | $59.81 | $198.13 | $12,092.53 |
26 | 13 | 22/06/18 | 22/06/18 | 11046555 | PAGOS | A | CRÉDITOS | $431.29 | $176.44 | $175.79 | $1.16 | $26.05 | $51.85 | $12,040.68 |
27 | 14 | 24/07/18 | 24/07/18 | 11050247 | PAGOS | A | CRÉDITOS | $427.00 | $115.52 | $188.00 | $2.30 | $28.95 | $92.23 | $11,948.45 |
28 | 15 | 23/08/18 | 23/08/18 | 11053759 | PAGOS | A | CRÉDITOS | $435.20 | $116.60 | $199.59 | $1.81 | $31.12 | $86.08 | $11,862.37 |
29 | 16 | 21/09/18 | 21/09/18 | 11057432 | PAGOS | A | CRÉDITOS | $435.00 | $102.14 | $212.35 | $1.85 | $30.90 | $87.76 | $11,774.61 |
30 | 17 | 23/10/18 | 23/10/18 | 11061239 | PAGOS | A | CRÉDITOS | $430.85 | $102.14 | $200.70 | $2.28 | $29.45 | $96.28 | $11,678.33 |
31 | 18 | 23/11/18 | 23/11/18 | 11064893 | PAGOS | A | CRÉDITOS | $430.00 | $102.14 | $204.83 | $2.15 | $29.96 | $90.92 | $11,587.41 |
32 | 19 | 19/12/18 | 19/12/18 | 11068141 | PAGOS | A | CRÉDITOS | $430.00 | $0.00 | $205.99 | $1.83 | $27.01 | $195.17 | $11,392.24 |
33 | 20 | 17/01/19 | 17/01/19 | 11071616 | PAGOS | A | CRÉDITOS | $427.00 | $102.14 | $171.52 | $0.00 | $25.35 | $127.99 | $11,264.25 |
34 | 21 | 18/02/19 | 18/02/19 | 11075750 | PAGOS | A | CRÉDITOS | $425.00 | $102.14 | $187.15 | $0.00 | $27.37 | $108.34 | $11,155.91 |
35 | 22 | 23/03/19 | 23/03/19 | 11079827 | PAGOS | A | CRÉDITOS | $20.00 | $0.00 | $0.00 | $0.00 | $0.00 | $20.00 | $11,135.91 |
36 | 23 | 23/03/19 | 23/03/19 | 11079826 | PAGOS | A | CRÉDITOS | $440.00 | $204.28 | $191.14 | $0.28 | $30.98 | $13.32 | $11,122.59 |
37 | 24 | 05/04/19 | 05/04/19 | 11081296 | PAGOS | A | CRÉDITOS | $411.00 | $0.00 | $75.07 | $0.00 | $9.76 | $326.17 | $10,796.42 |
38 | 25 | 04/05/19 | 04/05/19 | 11084797 | PAGOS | A | CRÉDITOS | $420.00 | $102.14 | $162.55 | $0.00 | $24.18 | $131.13 | $10,665.29 |
39 | 26 | 11/06/19 | 11/06/19 | 11089221 | PAGOS | A | CRÉDITOS | $440.00 | $102.14 | $202.69 | $0.83 | $29.51 | $104.83 | $10,560.46 |
40 | 27 | 26/07/19 | 26/07/19 | 11094826 | PAGOS | A | CRÉDITOS | $441.45 | $159.97 | $139.31 | $3.24 | $21.58 | $117.35 | $10,443.11 |
41 | 28 | 06/09/19 | 06/09/19 | 11099982 | PAGOS | A | CRÉDITOS | $510.75 | $146.45 | $212.38 | $4.61 | $34.31 | $113.00 | $10,330.11 |
42 | 29 | 07/10/19 | 07/10/19 | 11103868 | PAGOS | A | CRÉDITOS | $452.50 | $102.14 | $200.45 | $5.02 | $29.76 | $115.13 | $10,214.98 |
43 | 30 | 18/10/19 | 18/10/19 | 11105042 | PAGOS | A | CRÉDITOS | $442.13 | $0.00 | $154.64 | $1.78 | $20.32 | $265.39 | $9,949.59 |
44 | 31 | 03/01/20 | 03/01/20 | 11114642 | PAGOS | A | CRÉDITOS | $500.00 | $204.28 | $247.94 | $0.95 | $38.46 | $8.37 | $9,941.22 |
45 | 32 | 03/01/20 | 03/01/20 | 11114643 | PAGOS | A | CRÉDITOS | $20.00 | $0.00 | $3.09 | $0.00 | $0.40 | $16.51 | $9,924.71 |
46 | 33 | 13/02/20 | 13/02/20 | 11124645 | PAGOS | A | CRÉDITOS | $430.00 | $152.14 | $156.93 | $6.23 | $29.77 | $84.93 | $9,839.78 |
47 | 34 | 26/02/20 | 26/02/20 | 11128501 | PAGOS | A | CRÉDITOS | $360.00 | $102.14 | $159.30 | $2.37 | $24.06 | $72.13 | $9,767.65 |
48 | 35 | 22/04/20 | 22/04/20 | 11153571 | PAGOS | A | CRÉDITOS | $30.00 | $0.83 | $0.00 | $0.00 | $0.11 | $29.06 | $9,738.59 |
49 | 36 | 27/04/20 | 27/04/20 | 11154830 | NOTA | DE | CRÉDITO | $298.23 | $101.31 | $107.34 | $0.00 | $16.89 | $72.69 | $9,665.90 |
50 | 37 | 27/04/20 | 05/03/20 | NOTA | DE | DÉBITO | -$72.69 | $0.00 | $0.00 | $0.00 | $0.00 | -$72.69 | $9,738.59 | |
51 | 38 | 08/06/20 | 08/06/20 | 11173784 | PAGOS | A | CRÉDITOS | $360.00 | $102.14 | $168.46 | $0.00 | $24.95 | $64.45 | $9,674.14 |
52 | 39 | 09/07/20 | 09/07/20 | 11185730 | PAGOS | A | CRÉDITOS | $350.00 | $102.14 | $154.57 | $0.00 | $23.14 | $70.15 | $9,603.99 |
53 | 40 | 11/08/20 | 11/08/20 | 11199373 | PAGOS | A | CRÉDITOS | $360.00 | $102.14 | $167.42 | $0.00 | $24.82 | $65.62 | $9,538.37 |
54 | 41 | 26/09/20 | 26/09/20 | 11216669 | PAGOS | A | CRÉDITOS | $370.00 | $155.03 | $123.81 | $1.84 | $22.43 | $66.89 | $9,471.48 |
55 | 42 | 05/10/20 | 05/10/20 | 11222167 | PAGOS | A | CRÉDITOS | $350.00 | $102.38 | $147.84 | $0.00 | $26.12 | $73.66 | $9,397.82 |
56 | 43 | 19/11/20 | 19/11/20 | 11242794 | PAGOS | A | CRÉDITOS | $380.00 | $102.14 | $179.39 | $1.30 | $26.54 | $70.63 | $9,327.19 |
57 | 44 | 05/12/20 | 05/12/20 | 11248767 | PAGOS | A | CRÉDITOS | $350.00 | $136.54 | $116.84 | $0.00 | $20.49 | $76.13 | $9,251.06 |
58 | 45 | 05/01/21 | 05/01/21 | 11262399 | PAGOS | A | CRÉDITOS | $360.00 | $115.87 | $148.54 | $0.00 | $22.36 | $73.23 | $9,177.83 |
59 | 46 | 11/02/21 | 11/02/21 | 11277291 | PAGOS | A | CRÉDITOS | $350.00 | $102.14 | $150.43 | $0.59 | $22.68 | $74.16 | $9,103.67 |
60 | 47 | 05/03/21 | 05/03/21 | 11286872 | PAGOS | A | CRÉDITOS | $360.00 | $119.88 | $129.86 | $0.00 | $19.94 | $90.32 | $9,013.35 |
61 | 48 | 24/04/21 | 23/04/21 | 11305472 | PAGOS | A | CRÉDITOS | $372.00 | $118.29 | $145.06 | $1.95 | $24.26 | $82.44 | $8,930.91 |
62 | 49 | 05/05/21 | 05/05/21 | 11311758 | PAGOS | A | CRÉDITOS | $364.22 | $122.78 | $139.87 | $0.00 | $19.13 | $82.44 | $8,848.47 |
63 | 50 | 22/06/21 | 22/06/21 | 11331035 | PAGOS | A | CRÉDITOS | $400.00 | $150.80 | $142.42 | $1.79 | $24.84 | $80.15 | $8,768.32 |
64 | 51 | 05/07/21 | 05/07/21 | 11336159 | PAGOS | A | CRÉDITOS | $400.00 | $159.53 | $137.28 | $0.00 | $17.84 | $85.35 | $8,682.97 |
65 | 52 | 05/07/21 | 05/07/21 | 11336162 | PAGOS | A | CRÉDITOS | $2,300.00 | $44.58 | $410.78 | $0.00 | $53.40 | $1,791.24 | $6,891.73 |
66 | 53 | 22/09/21 | 21/09/21 | 11368341 | PAGOS | A | CRÉDITOS | $370.00 | $116.30 | $110.92 | $6.85 | $20.19 | $115.74 | $6,775.99 |
67 | 54 | 28/09/21 | 28/09/21 | 11370497 | PAGOS | A | CRÉDITOS | $100.00 | $87.98 | $6.20 | $3.36 | $2.46 | $0.00 | $6,775.99 |
68 | 55 | 02/10/21 | 01/10/21 | 11371727 | PAGOS | A | CRÉDITOS | $377.00 | $102.14 | $137.66 | $0.46 | $21.00 | $115.74 | $6,660.25 |
69 | 56 | 16/10/21 | 16/10/21 | 11378510 | PAGOS | A | CRÉDITOS | $150.00 | $0.00 | $73.32 | $1.73 | $9.76 | $65.19 | $6,595.06 |
70 | 57 | 19/11/21 | 19/11/21 | 11391711 | PAGOS | A | CRÉDITOS | $75.91 | $16.43 | $0.00 | $2.44 | $2.45 | $54.59 | $6,540.47 |
71 | 58 | 16/12/21 | 15/12/21 | 11402711 | PAGOS | A | CRÉDITOS | $370.00 | $118.58 | $106.52 | $6.31 | $18.64 | $119.95 | $6,420.52 |
72 | 59 | 22/01/22 | 21/01/22 | 11416704 | PAGOS | A | CRÉDITOS | $350.00 | $97.25 | $102.27 | $7.56 | $17.91 | $125.01 | $6,295.51 |
73 | 60 | 22/02/22 | 21/02/22 | 11428092 | PAGOS | A | CRÉDITOS | $340.00 | $90.35 | $103.96 | $7.55 | $16.01 | $122.13 | $6,173.38 |
74 | 61 | 11/03/22 | 10/03/22 | 11434728 | PAGOS | A | CRÉDITOS | $260.00 | $115.95 | $102.37 | $5.40 | $18.84 | $17.44 | $6,155.94 |
75 | 62 | 30/03/2022 | 30/03/2022 | 11442207 | PAGOS | A | CRÉDITOS | $100.00 | $85.10 | $0.00 | $0.01 | $5.00 | $9.89 | $6,146.05 |
76 | 63 | 30/03/2022 | 29/03/2022 | 11442056 | PAGOS | A | CRÉDITOS | $100.00 | $0.00 | $0.00 | $2.67 | $0.35 | $96.98 | $6,049.07 |
77 | 64 | 06/04/2022 | 05/04/2022 | 11445403 | PAGOS | A | CRÉDITOS | $252.40 | $32.04 | $90.75 | $5.61 | $12.53 | $111.47 | $5,937.60 |
78 | 65 | 18/04/2022 | 17/04/2022 | 11449476 | PAGOS | A | CRÉDITOS | $50.00 | $20.62 | $0.00 | $0.45 | $2.74 | $26.19 | $5,911.41 |
79 | 66 | 05/05/2022 | 05/05/2022 | 11456485 | PAGOS | A | CRÉDITOS | $100.00 | $81.52 | $10.96 | $5.08 | $2.44 | $0.00 | $5,911.41 |
80 | 67 | 12/05/2022 | 11/05/2022 | 11458454 | PAGOS | A | CRÉDITOS | $250.15 | $18.60 | $87.78 | $1.01 | $13.95 | $128.81 | $5,782.60 |
81 | 68 | 23/05/2022 | 22/05/2022 | 11462917 | PAGOS | A | CRÉDITOS | $100.00 | $83.54 | $10.76 | $3.24 | $2.46 | $0.00 | $5,782.60 |
82 | 69 | 27/05/2022 | 27/05/2022 | 11464935 | PAGOS | A | CRÉDITOS | $230.00 | $0.47 | $81.49 | $0.72 | $10.74 | $136.58 | $5,646.02 |
83 | 70 | 13/06/2022 | 13/06/2022 | 11471159 | PAGOS | A | CRÉDITOS | $345.00 | $101.67 | $93.26 | $1.23 | $15.27 | $133.57 | $5,512.45 |
84 | 71 | 28/06/2022 | 28/06/2022 | 11476048 | PAGOS | A | CRÉDITOS | $346.27 | $102.14 | $65.96 | $0.00 | $11.62 | $166.55 | $5,345.90 |
85 | 72 | 12/07/2022 | 12/07/2022 | 11482205 | PAGOS | A | CRÉDITOS | $21.95 | $0.00 | $19.42 | $0.00 | $2.53 | $0.00 | $5,345.90 |
86 | 73 | 05/08/2022 | 05/08/2022 | 11490121 | PAGOS | A | CRÉDITOS | $700.00 | $102.14 | $86.03 | $0.00 | $14.24 | $497.59 | $4,848.31 |
87 | 74 | 05/09/2022 | 05/09/2022 | 11501459 | PAGOS | A | CRÉDITOS | $350.00 | $102.14 | $78.04 | $0.00 | $13.19 | $156.63 | $4,691.68 |
88 | 75 | 05/10/2022 | 05/10/2022 | 11512816 | PAGOS | A | CRÉDITOS | $350.00 | $102.14 | $73.07 | $0.00 | $12.55 | $162.24 | $4,529.44 |
89 | 76 | 06/11/2022 | 06/11/2022 | 11524434 | PAGOS | A | CRÉDITOS | $350.00 | $102.14 | $75.25 | $0.21 | $12.87 | $159.53 | $4,369.91 |
90 | 77 | 06/12/2022 | 06/12/2022 | 11535654 | PAGOS | A | CRÉDITOS | $350.00 | $102.14 | $68.07 | $0.22 | $11.92 | $167.65 | $4,202.26 |
91 | 78 | 05/01/2023 | 05/01/2023 | 11547959 | PAGOS | A | CRÉDITOS | $350.00 | $102.14 | $65.45 | $0.00 | $11.56 | $170.85 | $4,031.41 |
92 | 79 | 06/02/2023 | 06/02/2023 | 11558562 | PAGOS | A | CRÉDITOS | $305.00 | $102.14 | $66.08 | $0.00 | $11.64 | $125.14 | $3,906.27 |
93 | 80 | 07/02/2023 | 07/02/2023 | 11558883 | PAGOS | A | CRÉDITOS | $45.00 | $0.00 | $3.24 | $0.05 | $0.44 | $41.27 | $3,865.00 |
94 | 81 | 06/03/2023 | 06/03/2023 | 11569664 | PAGOS | A | CRÉDITOS | $350.00 | $102.14 | $54.08 | $0.00 | $10.08 | $183.70 | $3,681.30 |
95 | 82 | 16/03/2023 | 16/03/2023 | 100894936 | Intereses del 7 al 16/03 | |||||||||
96 | 82 | 16/03/2023 | 16/03/2023 | 100894936 | Cuota Seguro por devengar | |||||||||
97 | 82 | 16/03/2023 | 16/03/2023 | 100894936 | Pago final de la deuda | $3,764.12 | $58.51 | $21.51 | $0.00 | $2.80 | $3,681.30 | $0.00 | ||
98 | Totales | 2171 | dias transcurridos | $33,134.98 | $7,507.59 | $10,650.40 | $120.08 | $1,631.06 | $13,225.85 | $0.00 | ||||
99 | Dias año | 365 | ||||||||||||
100 | Años | 5.95 | $33,134.98 | Total pagado en 5.95 años | ||||||||||
101 | $0.00 | |||||||||||||
102 | ||||||||||||||
103 | Cargos extras*: | Cargo del seguro mensual del vehículo, GPS y otro cargo: | $102.12 | |||||||||||
104 | Cargo por seguro mensual del vehículo: | $58.81 | ||||||||||||